Insurance for Sevier County Cabins, Homes and Businesses

Elite Insurance Group insures cabins, short-term rentals, homes and tourism businesses across Sevier County, including Sevierville, Pigeon Forge and Gatlinburg. As an independent agency, we compare carriers that understand mountain properties and rental income, with no agency fees.

Insurance for Sevier County homes, families and businesses

Sevier County properties face risks that a standard homeowners policy isn't built for. We focus on:

  • Short-term rental and cabin policies with guest liability and loss of rental income
  • Wildfire exposure for wooded properties, a risk the 2016 Gatlinburg fires made clear
  • Wind, hail and tree damage deductibles on mountain properties
  • Liability for hot tubs, decks, game rooms and steep driveways
  • Business insurance for restaurants, attractions, retail shops and property managers

Coverage we write in Sevier County

Why Knoxville clients choose Elite Insurance Group

  • Independent: we compare carriers like Travelers, Progressive, Liberty Mutual, Nationwide, Erie, Encova, Penn National and Foremost instead of selling one company's policy.
  • Claims experience: our team brings 25+ years of insurance and claims experience, so we write coverage with the claim in mind.
  • No agency or broker fees: you pay the carrier's premium, nothing extra to us.
  • Local: a family-owned Knoxville agency serving Knox, Blount, Anderson, Loudon, Sevier and Roane counties.

Frequently asked questions

What insurance does a Sevier County rental cabin need?

Most cabins need a short-term rental or dwelling policy covering the structure and contents, guest liability, loss of rental income and often flood coverage. Review wildfire and wind deductibles carefully.

Can you insure a cabin I rent on Airbnb or VRBO?

Yes. We write cabins rented through Airbnb, VRBO and local property managers.

Do you insure businesses in Pigeon Forge and Gatlinburg?

Yes. We write general liability, property, liquor liability, workers' comp and commercial auto for tourism-area businesses.

Get a quote

Tell us what you need and a licensed local agent will follow up. Start your insurance quote or call (865) 687-5140, Monday to Friday, 9 to 5.