Elite Insurance offers top level service in every Tennessee Community

Elite Insurance Group is an independent agency serving East Tennessee with a reach that expands to the entire southeast. We compare carriers like Travelers, Nationwide, Erie and Liberty Mutual to insure Farragut homes, cars, boats and businesses, with no agency fees and 25+ years of industry experience behind every policy.

Insurance for Knoxville homes, families and businesses:

Waterfront communities and households have larger or more complex homes and exposures. Elite Insurance focuses on carriers that specialize in higher value homes with boat docks, lifts, detached garages, pools, ponds, custom water features, farms and animals, acreage, and home based business.

Dwelling limits set to true rebuild cost for larger and custom homes truly require an in depth consultation:

  • We coordinate coverage with HOA requirements in planned neighborhoods.

  • We recommend umbrella liability for families with pools, teen drivers, farms, or rental properties.

  • We tailor boat and watercraft coverage for Watts Bar, Fort Loudoun, Cherokee, Douglas, and Norris Lake.

  • We curate policies for professional offices, retail, and commercial lease space in ares like Kingston Pike, Farragut, Turkey Creek, West Hills, Sequoya Hills, Holston Hills, Tellico, Loudon, Lenoir City, Karns, Bearden, and Downtown locations.

Types of Insurance Coverage we write in Knoxville and all surrounds counties and states:

  • Home, Condo, Renters, Landlord, Vacant, Builder’s Risk, Secondary & Vacation Homes

  • Personal and Commercial Auto, Motorcycle, ATV, Boat, RV, Motorhome, Camper, Electric Bike, Golf Cart, Uber, Lift, Door Dash, Grubhub, Amazon or Walmart delivery, Tractors, Farm Equipment, Race or Track Car, Drone, Airplane or Aviation

  • Custom, Collector, & Antique Auto, any year, new or old that is collectible, appreciates, or holds its value

  • General Liability Insurance, Workers Compensation, Commercial Property, Commercial Umbrella, Commercial Auto, Commercial Crime, Pollution Liability, Inland Marine Commercial Equipment, Builder’s Risk, Premises Liability, Professional Liability & Errors & Omissions

  • Term Life, Whole Life, Final Expense, Indexed Universal Life (IUL), Fixed Indexed Growth & Income Annuities, Long-Term Care, Medicare Enrollment and Supplement Plans, Mortgage Protection and Estate Creation Plans

Why Knoxville clients choose Elite Insurance Group

  • Independent: We represent you to the insurance carrier through our consultative approach to matching you up

  • Claims experience: Our local team brings 15+ years of insurance and claims experience, so we write coverage with the claim in mind.

  • No agency or broker fees: you pay the carrier's premium, nothing extra to us.

  • Local: a family-owned Knoxville agency serving Knox, Blount, Anderson, Loudon, Sevier and Roane counties.

Frequently asked questions:

Do you have agents who serve SPECIFIC AREAS OF KNOXVILLE?

Yes! We work diligently to match you up to an agent that knows your area the best and we are able to connect by phone, email, in person, and virtually through FaceTime, Zoom, or Teams to help make your consultation personable in a digital era.

How can i maximize my coverage and savings on each policy?

All of our carriers competitive reward you for placing your home and auto business in one place and it is our joy to take full advantage of every one you qualify for. Many will heavily discount home policies that have replaced a roof or performed a complete update on the HVAC, plumbing, electrical, and other systems. Insurance companies are also offering discounts for water monitoring systems and shutoff equipment, fire and burglar alarm systems, buildings that are sprinklered, and ones that have other security measures like monitored cameras and capabilities of calling the police. There also driving discount programs that offer savings of up to 40% for all household members and young drivers.

WHY IS INSURANCE SO EXPENSIVE AND WHY DOES IT CONTINUE TO RISE EVERY YEAR?

This is the question we get asked most often and one we try and answer with the greatest amount of compassion and understanding in every family and business situation. The simple answer is that everything in the claim process costs almost twice as much as it did five years ago. Body shops are charging over $3k for a basic bumper replacement and repair that used to cost under $1k, and families and business used to be able to cover most minor incidents out of pocket without disrupting their insurance rates. Cars are equipped with so many more amazing safety features like backup cameras and parking sensors which make parts harder to find or manufacture. On the liability and bodily injury side, insurance litigation expenses have drastically increased due to rising lawyer fees and legal system abuse from those seeking compensation far beyond the scope of the accident. 1 in 4 drivers are uninsured any given day and many drivers are carrying state minimum limits that barely cover the other party’s ambulance ride, let alone the endless hospital and doctor bills. There is no doubt that the insurance industry as a whole has seen record inflation and wage increases which are unfortunately passed on to the end consumer, but this is why we do what we do! Our passion is to help navigate these times with you and maximize your coverages and secure the best possible rates the industry has to offer with our strong representation of A+ rated carriers.

Let’s get started today!

Tell us when you are available for full review and a licensed local agent will follow up the same day of business.

Start your insurance consultation or call (865) 687-5140, Monday to Friday, 9 to 5, or send us a copy of your policy through our secure link.