Insurance Agency Serving Oak Ridge, TN

Elite Insurance Group is a family-owned independent agency serving Oak Ridge, Clinton, Norris and the rest of Anderson County. We work with more than 30 insurance companies across home, auto, life and business coverage, so we can match each household with the company that fits it, and plan for retirement alongside everyday coverage.

Insurance for Oak Ridge homes, families and businesses

  • Older homes: Oak Ridge has many homes dating back to the 1940s and 1950s. Carriers ask about roofs, wiring, plumbing and heating, and the year of each update matters. We'll find a company comfortable with the house.
  • Life insurance beyond your employer: group life through work is often limited and can end when you change jobs or retire. An individual life policy stays with you.
  • Retirement planning: annuities for retirement income and long-term care options while you're healthy enough to qualify
  • Lake properties: homes, docks and boats near Melton Hill and Norris lakes and along the Clinch River. See lake home and boat insurance.
  • Drivers: commuters on Highway 62, Pellissippi Parkway and I-75, teen drivers and umbrella liability for families
  • Local businesses: contractors, professional offices, restaurants and retail across Anderson County

Coverage we write in Anderson County

How it works

  1. Tell us what you have. Start a quote online, call, or send a photo of your current declarations page.
  2. We ask the questions that matter. Roof year, updates, drivers, how the property is used. The answers decide which company fits and which discounts apply.
  3. You get a recommendation, not a stack of quotes. We show you the coverage, the gaps we found and the price, and explain the trade-offs.
  4. We stay with you. Policy changes, certificates and claims go through our local team. Requests through our Client Service page reach us any time.

Why East Tennessee clients choose Elite Insurance Group

  • The right market: we work with more than 30 insurance companies across personal, business, bonds and excess and surplus lines, so we can place hard-to-fit risks, not only the easy ones.
  • A second look: a licensed agent checks your coverage for gaps before you buy: limits, deductibles, roof and water coverage, and easy-to-miss add-ons.
  • Rate checkups: when your life changes, we look for every discount you qualify for and update what matters, like a new roof year, a driver added or removed, or a move. No agency fees on top of your premium.
  • Claim-day help: we walk you through what to do next, help you report the claim and follow up if it stalls.
  • Local people: a family-owned Knoxville agency serving clients for more than 25 years. Requests sent through our Client Service page reach our team even on nights and weekends.

Frequently asked questions

Should I buy life insurance outside my employer's plan?

Often, yes. Group life coverage is usually limited and may end when you leave the job or retire. An individual policy stays with you.

Do you serve Clinton and the rest of Anderson County?

Yes. We serve Oak Ridge, Clinton, Norris, Oliver Springs and all of Anderson County.

Can you insure an older home in Oak Ridge?

Usually, yes. Tell us the year of the roof and any updates to the wiring, plumbing and heating, and we'll match the house with a company that's comfortable insuring it.

Can you help with long-term care planning in Oak Ridge?

Yes. We explain traditional and hybrid long-term care options and how they fit with your retirement plan.

Do I need flood insurance near the Clinch River or Melton Hill Lake?

Standard homeowners policies exclude flood. If your home is near the water or in a low spot, a flood policy is worth pricing even if your lender doesn't require it.

Related coverage

Life insurance · Long-term care · Powell · Areas we serve

Get a quote

Tell us what you need and a licensed local agent will follow up. Start your insurance quote or call (865) 687-5140, Monday to Friday, 9 to 5.