Insurance Agency Serving Powell, TN

Elite Insurance Group serves Powell, Halls, Karns and the rest of north Knox County from our office on Legacy View Way in North Knoxville, a short drive away. We're a family-owned independent agency working with more than 30 insurance companies, so we can match your home, cars and business with the company that fits them.

Insurance for Powell homes, families and businesses

  • Homes old and new: established neighborhoods and new subdivisions off Emory Road and Clinton Highway. We set dwelling coverage to rebuild cost and check roof, water and wind/hail deductibles.
  • Flood and water: homes in low-lying areas near Beaver Creek and its tributaries should look at flood coverage, and homes with basements should ask about water backup. Neither is automatic on a standard policy.
  • Families and drivers: teen drivers, commuters on I-75 and Emory Road, and umbrella liability on top of home and auto
  • Local businesses: contractors, trucks and trailers, restaurants and retail along Emory Road and Clinton Highway, plus workers' comp
  • Rentals: landlord policies for houses and duplexes you rent out

Coverage we write in north Knox County

How it works

  1. Tell us what you have. Start a quote online, call, or send a photo of your current declarations page.
  2. We ask the questions that matter. Roof year, updates, drivers, how the property is used. The answers decide which company fits and which discounts apply.
  3. You get a recommendation, not a stack of quotes. We show you the coverage, the gaps we found and the price, and explain the trade-offs.
  4. We stay with you. Policy changes, certificates and claims go through our local team. Requests through our Client Service page reach us any time.

Also nearby: North Knoxville and Fountain City and Oak Ridge.

Why East Tennessee clients choose Elite Insurance Group

  • The right market: we work with more than 30 insurance companies across personal, business, bonds and excess and surplus lines, so we can place hard-to-fit risks, not only the easy ones.
  • A second look: a licensed agent checks your coverage for gaps before you buy: limits, deductibles, roof and water coverage, and easy-to-miss add-ons.
  • Rate checkups: when your life changes, we look for every discount you qualify for and update what matters, like a new roof year, a driver added or removed, or a move. No agency fees on top of your premium.
  • Claim-day help: we walk you through what to do next, help you report the claim and follow up if it stalls.
  • Local people: a family-owned Knoxville agency serving clients for more than 25 years. Requests sent through our Client Service page reach our team even on nights and weekends.

Frequently asked questions

Is your agency near Powell?

Yes. Our office is at 113 Legacy View Way in North Knoxville, a short drive from Powell and Halls.

Do I need flood insurance in Powell?

Standard homeowners policies exclude flood. If your property is in a low-lying area or near a creek, a separate flood policy is worth pricing even if your lender doesn't require it.

Does homeowners insurance cover a flooded basement?

It depends on the cause. Water from a backed-up sewer or drain usually needs a water backup add-on, and rising surface water needs a flood policy. Ask us to check yours.

Can you insure my contracting business in Powell?

Yes. We write general liability, workers' comp, tools and equipment and commercial auto for contractors throughout north Knox County.

Related coverage

North Knoxville & Fountain City · Home insurance · Contractor insurance · Areas we serve

Get a quote

Tell us what you need and a licensed local agent will follow up. Start your insurance quote or call (865) 687-5140, Monday to Friday, 9 to 5.